Youth Accounts


Memorial Credit Union’s youth accounts provides tools for your child to gain skills on managing money and teaches them the importance of saving.

Your child could begin to save for long-term goals, such as college and cars. We make it fun to save!

Our Young Investors Account is designed for members up to 12 years of age. Young Investors will receive their very own newsletters and will get to participate in fun activities throughout the year. We also like to promote good grades and reading by giving prizes for good report cards and book reports on their favorite books.

  • Open with as little as $5.00
  • Paid quarterly dividends on balances $5.00 or greater
  • Must have a parent or legal guardian as a custodian on the account (with valid ID and Social Security Card)


Our Teen Investors Account is designed for members 13-17. The teens will continue to learn the importance of saving and importance of maintaining good credit. Financially responsible teenagers then can open a checking account in their name with their parents as co-signers to get them started on the road to a financially fit life.

  • Open with as little as $5.00
  • Account holders must be ages 13 – 17
  • Account must require a joint account holder of legal age (parent or guardian)
  • Parents can choose to make deposits into this account through payroll deduction

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Children’s Online Privacy Protection Act (COPPA)

Memorial Credit Union does not knowingly collect, maintain or use personal information from our website about children under 13 years of age, and this website is not designed to attract children. If a child under 13 sends personal information online, we will only use that information to respond directly to the child, notify parents, or seek parental consent. 

A parent or guardian has the right to review the personal information collected on a child under 13 years old. If requested, the parent or guardian can have the information deleted and refuse to allow any further collection or use of the child’s information. 

For additional information on COPPA protections, please see the FTC website at:

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