Credit Cards


When you open a credit card account, your revolving credit can be used to build a good credit history, provide security in emergency situations and make purchases where Mastercard® is accepted.

Credit Card Features

Do more – take a vacation or make that special purchase with our low rate Mastercard® Credit Card. Our Mastercard® offers you:

Earn Rewards

For every qualifying purchase made using your MCU credit card, you earn valuable Rewards Points that may be redeemed for outstanding merchandise and exciting travel. Visit the Rewards site to see what you can redeem your points for today!

Access your Credit Card Account

You can now use eZCard to access your account online, review purchases and statements, as well as make payments. Register and/or access your Credit Card online accounts.

View Credit Card Disclosure

Annual Percentage Rates (APR*)
Standard Mastercard®

12.90%, 13.90%, 15.90%, or 17.90%

Depending on creditworthiness.
No annual fee
No inactivity fee
No cash advance fee
– 25 day grace period
– Rewards Program


24/7 Cardholder Support Toll Free Number to Report Lost/Stolen Mastercard®, please call 1-800-820-8450.
Online AccessAccess your MCU Mastercard® account online to make a payment, check balances, and view transaction history. Click the eZCard tab once enrolled in MCU Online.
Make a Credit Card PaymentManaging your MCU Mastercard® credit card activities can be handled at any time through our eZCard service. Access eZCard.
Mastercard Benefits & ProtectionBonus Benefits: Your MCU credit card features extra perks and benefits, including fraud protection and global service. Mastercard Core Benefits.

* APR – Annual Percentage Rate. Rates, terms, and conditions subject to change.
1Credit Card limits are established for credit cards based on credit history, income and repayment ability. Certain restrictions apply.
2Certain restrictions apply. For details, see the Guide to Benefits. Benefits are subject to terms, conditions, and limitations, including limitations on the amount of coverage