Checking Accounts

Choose the Best Checking Account in Houston

Memorial Credit Union offers products and services to help our members grow their financial health. Our checking accounts are designed with our members’ interests and convenience in mind. Open a checking account with us and find accessible financial solutions that benefit your spending habits.

Are you interested in opening an account in Houston, TX?

With more businesses accepting cashless payments, more people can appreciate the security and convenience of having a checking account with a debit card. Through Memorial Credit Union, you can easily open a checking account online, receive and send money, and withdraw from ATMs. Our range of checking accounts provides various financial services and options to save, grow your money, and make effortless transactions.

New to MCU?

Open your accounts online quickly and easily. Learn more about becoming an MCU member today!

Compare Checking Accounts

Free Checking

The perfect starting checking account for any economically-minded member who wants to open a checking account online instantly. No monthly fee is required, just a minimum $5 deposit to open an account. Members get a free Debit MasterCard® and monthly eStatements.   Learn more.

Premium Checking

The best checking accounts for those who want the incentive to save. Keep an average daily balance of $500 minimum to earn competitive dividends on the average monthly balance and avoid a low monthly fee.  Learn more.

Premier Plus Checking

Members aged 55 and up are eligible for our Premier Plus account. We offer a free first box of checks, unlimited check writing, free money orders, and a free interest-bearing checking account with dividend rates that increase the more you save.   Learn more.

New Path Checking

Did you make a mistake? Need to start on a new path? Members with a Direct Deposit to Savings can open a New Path Checking Account for a low monthly fee. Apply for a checking account online for free Online Bill Pay, eStatements, and a Debit MasterCard®.   Learn more.

Money Market

Take your savings to the next level and earn more with a higher balance. For as low as $5,000, you can upgrade your savings to a money market account. Earn higher dividends while having easy access to your money.   Learn more.

Features and Services for Checking Account Holders

In addition to no minimum balance requirements, MCU checking accounts also

include the following services and benefits:

Auto Loans



Signature Loan



Credit Cards



Home Loans