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Remote Deposit Capture


Smart Banking with your smart phone.

Mobile Check Deposit allows you to deposit checks directly into your account simply by taking a picture of the check with your Apple® or Android® smartphone. Simply log in, select Check Deposit, choose the account for deposit, take pictures – and you’re done. No more running to a branch with your check or tracking down a stamp to send it in. It’s that easy!  You can access the Mobile Remote Check Deposit within the MCU Mobile App.

And best of all, Mobile Deposit is a FREE feature of our mobile apps.  Simply:

  • Tap – select Check Deposit once signed into your app
  • Choose deposit to account then enter amount
  • Click – take a photo of the front and back of your check
  • Deposit – Submit your deposit

Mobile Deposit Tips:

  • Always endorse your check with signature and account number
  • We require members to write, “For Mobile Deposit only” on the back of all checks.  If not written, we will decline the itemEndorsement1
  • Take photos in an area with appropriate lighting
  • Keep your paper check for at least 30 days

– Deposit Limits:

  • $5,000 maximum per transaction
  • $5,000 maximum per business day
  • $10,000 maximum per 30 calendar days
  • Maximum number of images that may be deposited during any one business day is five.

Try it!  Download our app on the App Store or Google Play

                        


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  Remote Deposit Capture Disclosure

*If you have any questions, email us at accounting@memorialcu.org or call us at 713-778-6300 during business hours.

*Please do not send any sensitive information in the email (e.g. account numbers, social security numbers, date of birth, etc.). If your question involves your accounts, finances, and/or private information, please call us or log into MCU Online and use the secure message to contact us.
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Routing No. 313084124

7789 Southwest Freeway, Suite 175
Houston, TX 77074
Tel: 713-778-6300

Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

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*APR = The Annual Percentage Rates are subject to change without notice. Credit criteria and restrictions apply.

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