Savings Accounts

Choose the Right Savings Account for You

Memorial Credit Union offers products and services to help make managing your finances easier. With our competitive interest rates, convenient features, and value-added perks meet your needs, our savings accounts are designed to support your financial goals.

Are you interested in opening an account in Houston, TX?

You’ve come to the right place. At Memorial Credit Union, we recognize that your financial journey is as unique as you are. That’s why we offer several types of savings accounts to choose from.

Whether you need to open a savings account online for a particular goal, to build an emergency fund or to have a safe place to grow your money, you can find the perfect accountproduct here. With our commitment to transparency, excellent service and competitive rates, you can trust us to help you achieve your financial dreams, one smart saving choice at a time.

New to MCU?

Open your accounts online quickly and easily. Learn more about becoming an MCU member today!

Compare Savings Accounts

Share Savings

With yourinitial $5.00 deposit, you gain access to an extensive array of Memorial Credit Union’s products and services. Don’t forget: Saving is easy with payroll deduction! Earned dividends are compounded and paid quarterly on the average daily balance of $200.  Learn more.

Premier Plus Account

If you’re looking for the best savings account rates possible, consider opening a Premier Plus Account. We offer very competitive advantages for members or members who are getting ready to retire. Members who are 55 or older are eligible for our Premier Plus accounts and services.  Learn more.

Vacation Club

Pack your bags. You are going on a VACATION! Of course, you will have to save first, and what better way than with a Vacation Club credit union savings account with us?   Learn more.


You are never too old or too young to start an IRA. Your Individual Retirement Account provides significant tax shelter advantages, high earnings, and a sound income plan for retirement years. These IRS approved plans are designed to satisfy changing needs.  Learn more about IRA’s here.

Christmas Club

Enjoy the convenience of saving for the holidays via payroll deductions with a Christmas Club Account. A specified amount is automatically deducted from your paycheck and deposited into your Christmas Club Account. In November, the balance in your Christmas Club Account will be rolled over to your savings account.   Learn more.

Features and Services for Savings Account Holders

Auto Loans



Signature Loan



Credit Cards



Home Loans