Debt Protection

Debt Protection

Your family means everything to you. If the Unexpected happens, you don’t want an emotionally trying situation to be compounded by financial worry. That’s why MCU offers Debt Protection, which may cancel your loan balance or payments incase of:

  • Involuntary unemployment
  • Disability
  • Death

Life Plus

For additional protections, Life Plus can extend your Debt Protection to address a wide range of circumstances, giving you the reassurance of knowing you have taken steps to help secure your finances.

  • Accidental dismemberment
  • Terminal illness
  • Hospitalization or family medical leave
  • Death of a non-protected dependent 

File a Claim

In your time of need, our claims process is quick and easy. If you elected debt protection on your loan, you can use this convenient claims process to quickly and easily file your claim for any of the above Debt Protection Products. 

* We recommend using Chrome/FireFox/Edge browser when clicking on the above link. Internet Explorer is not supported. 

If you prefer, call 1.800.621.6323 to begin the process and a CUNA Mutual Group Claims Specialist will guide you through the process.

CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Debt protection products include debt protection products available through the credit union.

Additional Loan Protection Options

GAP Insurance

MMP (Major Mechanical Protection)

Ask a loan officer or representative today how you can protect your loans at 713-778-6300.