Debt Protection

Debt Protection

Your family means everything to you. If the Unexpected happens, you don’t want an emotionally trying situation to be compounded by financial worry. That’s why MCU offers Debt Protection, which may cancel your loan balance or payments incase of:

  • Involuntary unemployment
  • Disability
  • Death

Life Plus

For additional protections, Life Plus can extend your Debt Protection to address a wide range of circumstances, giving you the reassurance of knowing you have taken steps to help secure your finances.

  • Accidental dismemberment
  • Terminal illness
  • Hospitalization or family medical leave
  • Death of a non-protected dependent 

File a Claim

In your time of need, our claims process is quick and easy. If you elected debt protection on your loan, you can use this convenient claims process to quickly and easily file your claim for any of the above Debt Protection Products. 

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TruStage™ is the marketing name for TruStage Financial Group, Inc. its subsidiaries and affiliates. Securities distributed by CUNA Brokerage Services, Inc., member FINRA/SIPC, a registered broker/dealer, 2000 Heritage Way, Waverly, IA, 50677. Investment and insurance products are not federally insured, may involve investment risk, may lose value and are not obligations of or guaranteed by any depository or lending institution. All guarantees are based on the claims paying ability of the underwriting company. Insurance products are issued by CMFG Life Insurance Company, MEMBERS Life Insurance Company, CUMIS Insurance Society Inc., CUMIS Specialty Insurance Society Inc., American Memorial Life Insurance Company, and Union Security Insurance Company.

Additional Loan Protection Options

GAP Insurance

MMP (Major Mechanical Protection)

Ask a loan officer or representative today how you can protect your loans at 713.778.6300.