Pay My Loan


Make a Loan payment

Securely make loan payments using funds from another financial institution. External accounts could be: checking or savings account, credit card or a debit card.


  • Payment Reminder text alerts
  • Save debit card or bank account information for future payments
  • New loans will be added automatically to your profile
  • Make one-time payments without registering using Express Pay
  • Future-date loan payments up to five (5) days
  • Post payments the same day if scheduled before 5:00 PM CT

Making a loan payment is quick and easy.

Additional Payment Options:

  • Internal Transfers. Recurring or one- time from your MCU account. To set up recurring transfers from your MCU account call a loan representative at 713.778.6300. For one-time transfers from your MCU account log on to MCU Online or visit our mobile app.

  • Automatic Payments. Set up payments from another financial institution. Complete this ACH Form online or call a representative at 713.778.6300.

  • By Mail: 7789 Southwest Freeway, Suite 175, Houston, Texas 77074

If you have any questions or concerns about your loan or other services at Memorial Credit Union, please give us a call at 713.778.6300.

How do I register?

  • All you need to register is your Account Number, Last 4-digit of SSN, and Date of Birth.
  • Click here to register.

What loans can I pay with this method?

  • You can make a loan payment to any type loan.

What type of accounts can be used to pay my Memorial Credit Union loan?

  • Any type of deposit account can be used to pay your loan.

    Note: You will need you the complete routing and account information from your other financial institution.

Is there a fee for this service?

  • There is a nominal fee for this service. By Phone $13.95, Loan Payment portal $8.95.

Is there a limit of how much I can pay?

  • Payments done online have a maximum payment of $1250.00 For payment above this amount, you will need to call one of our agents to assist you with this payment.

What is Express Pay?

  • Express pay allows you to make a one-time payment without registering your account.

*VISA’s payment policy prohibits the use of Visa credit cards to make loan payments. For assistance contact a Service Representative at 713-778-6300.