Debit Card RoundUp
Save effortlessly. Give meaningfully. Round up every MCU Debit Card purchase to the nearest dollar—automatically saving your spare change.
Swipe, Round, Save
We’ll automatically round up your debit card purchases to the nearest dollar
and transfer it into your regular savings account*.
Automatic savings without even thinking about it.
No impact on daily
spending or extra fees.
Helps build good
financial habits.
How It Works
Use your debit card in store or online and we will round up each purchase to the nearest dollar
and automatically transfer it into your savings.
Coffee Run
Buy a coffee for $3.45 →
$0.55 goes to savings.
Gas Up
Fill the tank for $32.10 →
$0.90 is rounded up.
Grocery Stop
Spend $12.20 on lunch →
$0.80 is added.
Enroll Today
All you need is a checking account with a MCU debit card and a savings account. Easily enroll through Online Banking to start rounding up today!
To access MCU Roundup program in the Memorial CU mobile app, tap More Services and choose Roundup Program from the Share Services menu.
- Call 713.778.6300 or visit a branch and ask to sign up for our Debit Card Round Up program.
- Get real-time transfers from your checking to your savings.
Need To Open An Account?
*The Debit Card Round Up program is available on signature and PIN debit card transactions only; ATM withdrawals do not qualify for this service. Round Up will not transfer if there is a negative or zero balance. If the purchase is returned, the round up transfer will not reversed. You can unenroll at any time. MCU reserves the right to cancel or modify the Debit Card Round Up program at any time.