Transfer Money

Move money at your convenience, when and where you want.  You can use Transfer Money to transfer funds between your Memorial accounts and those you have at other financial institutions as well as person-to-person payments to friends and family. 

Send Money to Another Institution (A2A)

With Account to Account transfers you can easily and securely move money between your Memorial Credit Union accounts and accounts that you own at other financial institutions. You can set up one-time or recurring transfers to suit your needs. YOU MUST BE A LEGAL OWNER ON BOTH ACCOUNTS.

 There are two options for account to account transfers:

  1. Transfer from your U.S. based financial institution to your Memorial Credit Union account 
  2. Transfer from  your Memorial Credit Union account to your U.S. based financial institution 
                                              

 

Send Money to a Person (P2P)

P2P, or Person-to-Person, transfer service is an innovative way of sending or receiving money via e-mail address or mobile number. The service offers you the ability to send or request payments from anyone, anytime, anywhere using your bank account.  Send money to friends, family, rent, tutors,etc. This speedy solution processes in 2-3 business days at no cost.

External Transfer Fees & Limits

Transfer Types
Number of Business Days
MinimumMaximumFee
(A2A) Standard Outbound
3-5

$50
$5,000
FREE
(A2A) Standard Inbound
3-5
$50
$5,000
FREE
Express Transfers (Sending or Receiving)
1-2
$50
$5,000
$9.95
(P2P) Person to Person (Sending)
2-3
$5
$500
FREE
(P2P) Person to Person (Receiving)
2-3
$5
$500
FREE

 

 

Try It Today!

Step 1: Login into MCU Online.
Step 2:
Locate the “Make A Transfer” tab from the main navigation and select “Transfer Funds to/from My non-MCU accounts” or “Transfer Funds to/from Other Individuals”.
Step 3:
Click “Let’s Get Started” and add an account to transfer funds to another institution or add personal contact to Send Someone Money transfers.
Please note: There are limits on the amount of money that can be transferred online and these limits vary.  Additional Fees and Limit Information & Help Guide