Transfer Money

Move money at your convenience, when and where you want.

We make it simple to transfer money to where you need it to go.

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Transferring funds is convenient & quick! 

You can transfer funds with ease at Memorial Credit Union from one MCU account to another MCU account. Whether online or via our mobile app, we have you covered.
Simply :

1. Log into your account.
2. Click the Transfer Funds tab to start.
3. Select where you would like the funds to Transfer From/To.
4. Enter the Amount and Frequency.
5. Click Submit then Confirm.

Loan Transfers

Loan Transfers option lets you make a payment on your MCU loan from your MCU checking or savings account.
Simply :
1. Log into your account.
2. Click the Loan Transfer tab to start.
3. Click Transfer Funds.

4. Complete the field information.
5. Click Submit then Confirm. 

Send Money to Another Institution

With Account to Account transfers you can easily and securely move money between your Memorial Credit Union accounts and accounts that you own at other financial institutions. You can set up one-time or recurring transfers to suit your needs. YOU MUST BE A LEGAL OWNER ON BOTH ACCOUNTS.

There are two options for account to account transfers:

  • Transfer from your U.S. based financial institution to your Memorial Credit Union account 
  • Transfer from  your Memorial Credit Union account to your U.S. based financial institution 

Pay A Friend

P2P, or Person-to-Person, transfer service is an innovative way of sending or receiving money via e-mail address or mobile number. The service offers you the ability to send or request payments from anyone, anytime, anywhere using your bank account.  Send money to friends, family, rent, tutors,etc. This speedy solution processes in 2-3 business days at no cost.

Please note: There are limits on the amount of money that can be transferred online and these limits vary.  Additional Fees and Limit Information.

Try It Today!
1. Log into your online account.
2. Click the External Transfers tab to start.
3. Click Add Account to add account to transfer funds to another financial institution.
4. Complete screen information (routing number, account number, account type, and name).

Note: When adding a financial institution for the first time, confirmation is required. Two micro deposits (credit) will
be sent to your external financial institution. A withdrawal (debit) will be made from your external account in
the same amount as the credits. You will be required to enter the two credit amounts deposited to confirm your
account. These transactions generally take 3-5 business days to process.

Members can transfer funds to other MCU members by entering the recipient’s MCU member number and account information.

1. Log into your account.
2. Select the Pay A Member tab
3. Click Make a Payment to start.
4. Complete the information fields.
5. Submit and Confirm.

Securely make loan payments using funds from another financial institution. External accounts could be: checking or savings account, credit card or a debit card. You must register your account number to use this service.


  • Save debit card or bank account information for future payments
  • New loans will be added automatically to your profile
  • Make one-time payments without registering using Express Pay
  • Future-date loan payments up to five (5) days
  • Post payments the same day if scheduled before 5:00 PM CT
  • There is a fee associated with this option.


Supported Browsers include Google Chrome, Microsoft Edge, Firefox, and Safari. Legacy Web Browsers, including Internet Explorer, are not supported at this time.


Call us at 713-778-6300 or make an appointment at a branch near you.