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Home > Become a Member

Become a Member

Thank You for Choosing Memorial Credit Union. 

Member Eligibility

Membership is to open those who live, worship, work, or attend school within:

  • Harris County
  • A 10-mile radius of an MCU branch location
  • Select Employee Groups

Family members of Memorial members (related by blood, marriage, and adoption) and household members may also join the Credit Union and take advantage of the many great services we offer.

Products & Services

  • Checking Accounts
  • Savings Account
  • New/used Auto Loans
  • Personal Loans
  • Mortgage Loans
  • Credit Cards

How Do I Join?

All it takes is a deposit of at least $5 in a Regular Savings account and a $5 deposit for a Checking account. A $5 minimum balance must be maintained in the Regular Savings account to keep your membership in good standing. Please have the following information ready to complete the process:

  • Social Security Number or Tax ID.
  • State-issued Driver’s License or ID Card.
  • Current bank routing number, credit card information, or other source of funding.
  • Previous home address  (if you have lived at your current address less than two years) and proof of current address (copy of a utility bill) if your current address does not match your Texas ID.
  • Email Address
Join MCU

"Once A Member - Always A Member"

Membership at Memorial Credit Union allows you, and your family, to take advantage of full-service lifetime credit union convenience – even if you change jobs, move away or retire. Every member of Memorial is an owner of the Credit Union, not merely a customer.

APPLY TODAY
BRANCH LOCATIONS
OPEN AN ACCOUNT

If you have any questions regarding membership eligibility, please contact the credit union at 713.778.6300.

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About

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Routing No. 313084124

7789 Southwest Freeway, Suite 175
Houston, TX 77074
Tel: 713-778-6300

Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

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*APR = The Annual Percentage Rates are subject to change without notice. Credit criteria and restrictions apply.

Copyright © 2025 Memorial Credit Union