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Home > Loans > Student Loans

Student Loans

Student Loans

The Sallie Mae Smart Option®

Whether you’re an undergraduate or graduate student get money for school from Sallie Mae®. Student loans from Memorial Credit Union in partnership with Sallie Mae® could help!

APPLY TODAY

Sallie Mae® higher education loans are designed for the needs of undergraduates and graduate students.

  • Competitive interest rates
  • Multiple repayment options
  • No origination fees: no prepayment penalty¹
Student Loans

Smart Option Student Loan® for Undergraduate Students.


Plus, the graduate loan suite is designed to meet the needs of students in specific fields of study.

Find out which loan is right for you, get started here.

The Smart Option Student Loan Features and Benefits
  • Multiple in-school repayment options plus a choice of competitive fix and variable interest rates provides even more flexibility.
  • No origination fees and no prepayment penalty
  • Rewards and interest rate reductions available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
  • 100% US-based Student Loan Specialist
Apply For a Smart Option Student Loan

Borrow responsibly
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank or a lender partner. Memorial Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

1 Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note: First to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.

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Routing No. 313084124

7789 Southwest Freeway, Suite 175
Houston, TX 77074
Tel: 713-778-6300

Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.

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*APR = The Annual Percentage Rates are subject to change without notice. Credit criteria and restrictions apply.

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