Auto Loans Made Easy
Whether you're buying your first car, upgrading to something bigger, purchasing from a dealership or private seller, or refinancing your current loan, Memorial Credit Union is here to help you get on the road with confidence.
Why Choose Memorial Credit Union
People have plenty of choices when financing a vehicle. We don't just finance cars, we help you make smart buying decisions from start to finish.
Here's why members choose Memorial Credit Union.
Who Are Auto Loans For?
What You'll Need to Apply
- Government-issued ID, driver’s license, state ID, or passport with current address
- Your complete physical address (and mailing address, if different)
- Social Security Number or Tax Identification Number
- Estimated purchase price or payoff amount (for refinances)
- Date of Birth
Helpful Auto Buying Tools
Buying a vehicle doesn't have to be stressful. We've partnered with trusted resources that help simplify every step.
Ready to purchase a vehicle? We’ve teamed up with Enterprise Car Sales to help find the right vehicle for you. With more than 250 makes and models of late-model, low-mileage certified used vehicles, you’re sure to find the one that’s just right for you.
Take advantage of exclusive offers when you purchase a used vehicle from Enterprise Car Sales. Browse certified used vehicles from Enterprise Car Sales. Search Inventory.
Use Member Auto Center to:
• Research vehicles
• Compare models
• Estimate payments
• Apply for financing
• Find dealer discounts
Know what your current vehicle is worth before negotiating.
Protect Your Investment
Your vehicle is one of your biggest purchases. We offer optional products that can help protect both your vehicle and your finances.
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Frequently Asked Questions
You can apply online anytime or visit any Memorial Credit Union branch.
Yes, you can refinance your auto loan from another lender. Refinancing may help you lower your interest rate or monthly payment if you qualify.
We consider more than just your credit score. Every application receives an individual review.
Yes. Optional Debt Protection and Mechanical Protection products are available for qualifying loans.
GAP Protection helps pay the difference between your insurance settlement and your remaining loan balance if your vehicle is declared a total loss.
Our Enterprise Car Sales partnership makes shopping for reliable used vehicles easy.
Yes. Member Auto Center lets you research vehicles, compare prices, estimate payments, and even shop dealer inventory.
Member Auto Center provides free vehicle value estimates so you'll know what your current vehicle is worth.
Yes. Auto insurance is required when financing a vehicle. You can compare coverage options through TruStage Auto Insurance.