Borrow Here
Credit unions are different. They are better in the sense they take a look at you, your situation, your credit score, and character.
Memorial Credit Union wants you to exceed and we can help you get there.
Auto Loans
- Financing available for new and used autos
- Flexible terms up to 84 months
- Low fixed rate loan options
- No prepayment penalties
- Easy online applications
- Fast loan processing
- Auto Refinancing available
Mortgage Loans
- Competitive mortgage loan rates
- Fast and efficient closings
- Quick mortgage pre-approvals
- FHA & VA lending options
- Easy online application process
Personal Loans
- Variety of uses
- Lower interest rates than personal loans elsewhere
- Flexible repayment terms
- Affordable payments
"Once A Member - Always A Member"
Credit Cards
- No Annual Fee
- As Low As 12.90% APR*
- No Cash Advance Fee
- Low-Interest Fees
- 24/7 Fraud Protection
Member Eligibility
Membership is to open those who live, worship, work, or attend school within:
- Harris County
- A 10-mile radius of an MCU branch location
- Select Employee Groups
Family members of Memorial members (related by blood, marriage, and adoption) and household members may also join the Credit Union and take advantage of the many great services we offer.
How Do I Join?
All it takes is a deposit of at least $5 in a Regular Savings account and a $5 deposit for a Checking account. A $5 minimum balance must be maintained in the Regular Savings account to keep your membership in good standing. Please have the following information ready to complete the process:
- Social Security Number or Tax ID.
- State-issued Driver’s License or ID Card.
- Current bank routing number, credit card information, or other source of funding.
- Previous home address (if you have lived at your current address less than two years) and proof of current address (copy of a utility bill) if your current address does not match your Texas ID.
- Email Address
Auto Loans
RATES AS LOW AS
5.60%
Signature Loan
RATES AS LOW AS
8.75%
Credit Cards
RATES AS LOW AS
12.9%
Home Loans
PLEASE
CALL
If you have any questions regarding membership eligibility, please contact the credit union at 713.778.6300