Fast. Simple. Convenient
Make a Loan payment
Make Quick, Easy Loan Payments With a Debit Card or Another Bank Account.
MCU Loan Payment Portal with REPAY
You can now pay your MCU loans online using an debit card or an account from another Financial Institution.
Payment processing to bring you the convenience of making loan payments with a debit card or ACH (another bank account). It is quick, easy, and secure. This service is in addition to the other payment options available in Online Banking.
You can do the following with MCU's Repay Loan Payment Portal:
- View your MCU loan balances, payment amount, due date, and payment history
- Make a one-time payment
- Schedule payments
- Create a MCU Repay profile or use the Guest Account Lookup
- Receive text reminders to alert you of upcoming loan payments
There is a nominal fee for this service. By phone $13.95 or through our web payment portal $8.95.
Now available! TEXT TO PAY
Get on with your day with easier ways to pay!
Make a payment to your MCU auto and personal loans with the tap of your finger using Text to Pay (SMS).
- Pay immediately from anywhere at anytime
- Make payments using debit cards and ACH
- Set up automatic payment reminders
- Opt-out or opt back in at any time
- Skip the phone call with Member Support
This service will initally:
- Eligible members will receive an introductory text message.
One Time Payment
Pay your loan through MCU’s Online Payment Portal.
Text to Pay
Make loan payments, manage your payments using Text Pay (SMS).
Online Banking
Log in to your Online Banking account.
FAQs
TEXT PAY
A: After opting into the text payment service, you will receive a reminder via
text when payment is due. You will respond “Pay” to the text. You will then
be asked to confirm the payment amount and which payment method you
wish to use.
NOTE: You must have payment methods already stored on file with us to
use them for text payments.
A: You will receive a text message from (833) 312-3842 to opt into text
payments. Once you respond with “START” you will receive a message
stating that you have successfully subscribed to payment reminders. If
you cannot locate the text, please contact us directly.
A: You can easily add new card or ACH payment methods to use for text
pay at the time of payment.
A: Yes, we use the latest industry-standard compliance protocols and
encryption tools to safely collect, store, transmit and protect all payment
information.
A: After you authorize the payment you will receive a text confirmation if
successful. This is your payment receipt.
A: The payment will post to your account by the end of the day.
A: You may opt out of receiving text messages at any time by responding
“STOP”. If you opt out of text payments, you may still pay using our other
convenient channels.
A: You can text “START” to re-enroll in text payments.
A: We charge $8.95 for text payments. Additionally, standard data and
message rates may apply through your phone provider. Please contact
your wireless provider if you have any questions about your text plan.
A: Please contact us directly at 713-778-6300 during normal business
hours or email us at generalinquiry@memorialcu.org.