Individual Retirement Accounts

Individual Retirement Accounts

Retirement Central gives you practical ideas you can apply today to help you achieve financial security in retirement.

You are never too old or too young to start an IRA. Your Individual Retirement Account provides significant tax shelter advantages, high earnings, and a sound income plan for retirement years. These IRS approved plans are designed to satisfy changing needs.

A variable IRA deposit account earns high competitive rates. You can contribute to a Variable IRA in a lump sum, through payroll deduction or regular payments throughout the year. A long term, low risk alternative is our IRA Certificates of Deposit. Various terms and rates are available to meet your financial needs. You can commit all of your investment to one or split your IRA funds between our long or short-term options. These plans provide the means for you to direct your own retirement program to achieve your immediate or long-term savings goals.

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View All Rates

IRA Dividend Rate APY*
$200.00 – $19,999.99 0.25% 0.25%
$20,000.00 – $49,999.99 0.35% 0.35%
$50,000.00 and up 0.45% 0.45%

IRAs require a minimum of $100.00 to open and account withdrawal limitations apply. Terms and Conditions

Dividend rate and APY are subject to change quarterly without notice at the discretion of the Board of Directors.
* APY= Annual Percentage Yield