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Home > Resources > Savvy Money

Savvy Money

My Credit Score Reporting

MCU has made it easy for members to monitor and check
their credit scores and reports! This free tool is now available
in Online + Mobile banking.

Free, Ongoing Credit Score, Report and Monitoring from SavvyMoney.

Master your credit standing, with no purchase or credit card required.

Credit confidence

Never miss a thing with real-time security updates any time your credit file changes.

Daily score updates

Empower your financial decisions by accessing your score anytime and anywhere.

Money-saving offers

Turn your credit into an engine for financial achievement with personalized savings offers.

New! Keep your credit score front and center.

1. Login

Login in to Online Banking

2. Navigate

Look for “Get Your Credit Score” or "Your Credit Score”, then click the button below.

3. Enroll

Sign up and you're all set!

Frequently Asked Questions

What is SavvyMoney

SavvyMoney is the best credit score information service out there if you’re looking to crack the code of credit ratings or learn how the information on your credit reports translates into a score. SavvyMoney will help you cut through the clutter of opinions and sales pitches to get to the facts of how you can use your credit to accomplish your life goals.

How can it help me?

Tools offered by SavvyMoney include:

  • A free credit score every month
  • Personalized analysis of each component of your score
  • Clear, simple explanations of factors impacting your score
Is SavvyMoney-Credit Score free?

Yes! It’s also important to note that no credit card information is required to register.

Is my information safe?

SavvyMoney uses industry-standard security practices to protect your data.

Does using this affect my credit score?

Utilizing the services or products offered by SavvyMoney will never directly impact your credit score. When SavvyMoney accesses your credit file information, it results in a “soft inquiry” that doesn’t alter your score in any way.

How often can I refresh my credit score in SavvyMoney-Credit Score?

Every 24 hours. Your profile will automatically be refreshed every 7 days if you haven’t refreshed within that timeframe to ensure you’re always seeing up-to-date information.

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Routing No. 313084124

7789 Southwest Freeway, Suite 175
Houston, TX 77074
Tel: 713-778-6300

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*APR = The Annual Percentage Rates are subject to change without notice. Credit criteria and restrictions apply.

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