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Certificates of Deposit
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Rates effective as of September 23, 2008
Rates are subject to change. Please check with your local branch.
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Investment Programs
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Dividend Rate**
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APY*
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Payroll Growth CD: Minimum to open: $100.00
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2.53%
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2.55%
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$1,000.00 - $19,999.99
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6 months
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2.53%
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2.55%
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1 year
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2.97%
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3.00%
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18 months
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3.14%
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3.18%
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2 years
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3.31%
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3.35%
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3 years
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3.60%
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3.65%
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5 years
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4.04%
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4.10%
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$20,000.00 and up
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6 months
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2.77%
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2.80%
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1 year
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3.21%
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3.25%
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18 months
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3.39%
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3.43%
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2 years
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3.55%
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3.60%
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3 years
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3.84%
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3.90%
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5 years
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4.28%
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4.35%
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*APY is Annual Percentage Yield. APY assumes dividends remain in the account until maturity.
**Interest rate and APY are subject to change without notice at the discretion of the Board of Directors.
Penalties for early withdrawal may be imposed. Imposed penalties and fees reduce earnings. All accounts must remain open through the end of the dividend period or the maturity date to be paid the accrued dividends. The above rates were paid for their respective dividend periods. Dividends are paid at the end of the period from current income and available earnings after required transfers to reserves. These rates are not guaranteed for the current dividend period.
Call (713) 778-4400 for current rates.
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